True cost
The ultimate cost of purchasing a home can be a lot more than the price shown on the Purchase & Sales Agreement. Along with your new mortgage payment, you probably find yourself needing to fund other upfront and new ongoing expenses. Unexpected home repairs, closing costs, property taxes, utility bills, and homeowners association fees can add hundreds, even thousands, of dollars to your outlay. To acquaint you with the most common expenditures that occur within the first year of home ownership we have the table below, showing the first-year expenses of buying/owning a $500,000 home.
For what price would you make an offer to buy a new home?
Housing inventories in the greater Seattle area, north and south, and to the east as far as Issaquah, have recently descended to a 22-year low. Mortgage rates are also low, at near two-year lows and getting close to record levels again; this helps fuel demand for a diminishing pool of homes.
If you are having a frustrating time finding a home to buy then I may be able to help. Simply use the form below to share with me the neighborhood in which you are interested, and the amount you are willing to spend. My Cascade Team connections throughout the region provide me access to many potential sellers who may have not yet listed their homes, and those who would consider selling only if they know there is a committed, well-financed, and willing buyer standing by.
So, when ready, put my skill and connections to work for you. All it takes is a half-minute investment in the form below.
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Determining the market in your area
It is important to be aware of the prices at which houses like yours have sold in your immediate area, and to know what the competition would be if you were to list your home today. We pride ourselves in our ability to inform you of both past and present real estate market conditions |
Deciding the best price for your home
The price you set for your house is the main marketing point that potential buyers consider. We provide a no-obligation comparative market analysis that will help you understand how to set the most marketable selling price. |
Marketing your home effectively
You need to attract attention to the house, then reveal how it lives up to potential buyer expectations. We talk with you about the details, from price to the pitfalls of selling an unprepared house, and help you find options that will enable you to present the house in its best light. |
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BUY YOUR HOME
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Determining what you can afford
Before you can start searching for a new home you need to know just what you can afford. You’ll waste time if you don’t have a clear idea how much home your current financial situation can support. SPACER |
Finding the right home
After you know how much you can afford, our home-search page is the next step to help you find your new home. But first you’ll want to know the kind of home for which you’re looking and the general area in which to live. We have tips on a realistic search strategy. SPACER |
Closing the deal
SPACER At lntegra, we guide you from the start of your transaction to the finish. We coordinate all the service providers that make your transaction go smoothly. You’re now ready to make an offer on that perfect home. SPACER
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SPACER
True cost
The ultimate cost of purchasing a home can be a lot more than the price shown on the Purchase & Sales Agreement. Along with your new mortgage payment, you probably find yourself needing to fund other upfront and new ongoing expenses. Unexpected home repairs, closing costs, property taxes, utility bills, and homeowners association fees can add hundreds, even thousands, of dollars to your outlay. To acquaint you with the most common expenditures that occur within the first year of home ownership we have the table below, showing the first-year expenses of buying/owning a $500,000 home.
table 1
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On A $500,000 Home |
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SPACER |
Minimum | Maximum |
| Closing costs: Add in an estimated 2% to 5% of home price. | $10,000 | $25,000 |
| Homeowners insurance: Add $1,100-plus per year. | $1,100 | $1,100 |
| Property taxes: Add $1,000-plus per $100,000 per year. | $5,000 | $5,000 |
| Home maintenance and repairs: Add several hundred to several thousand dollars. | $300 | $3,000 |
| Home furnishings: Add several hundred to several thousand dollars. | $300 | $3,000 |
| Lawn care and outdoor maintenance: Add $100 to $200 per month. | $1200 | $2400 |
| Utility bills: Add $180-plus per month. | $2160 | $2160 |
| Homeowners association fees: Add $0 to $575 per month. | $0 | $6,900 |
| Total | $20,060 | $48,560 |
For what price would you make an offer to buy a new home?
Housing inventories in the greater Seattle area, north and south, and to the east as far as Issaquah, have recently descended to a 22-year low. Mortgage rates are also low, at near two-year lows and getting close to record levels again; this helps fuel demand for a diminishing pool of homes.
If you are having a frustrating time finding a home to buy then I may be able to help. Simply use the form below to share with me the neighborhood in which you are interested, and the amount you are willing to spend. My Cascade Team connections throughout the region provide me access to many potential sellers who may have not yet listed their homes, and those who would consider selling only if they know there is a committed, well-financed, and willing buyer standing by.
So, when ready, put my skill and connections to work for you. All it takes is a half-minute investment in the form below.
table 2
On A $500,000 Home
Minimum Maximum
Closing costs: Add in an estimated 2% to 5% of price. $10,000 $25,000
Homeowners insurance: Add $1,100-plus per year. $1,100 $1,100
Property taxes: Add $1,000-plus per $100,000 per year. $5,000 $5,000
Home maintenance and repairs: Add several hundred to $300 $3,000
several thousand dollars.
Home furnishings: Add several hundred to several $300 $3,000
thousand dollars.
table 3
